In Need of Adequate Housing?
Habitat for Humanity of Gallup is looking for low-income families who want to become homeowners!
How to Get Started :
- Read the guidelines below
- Click here contact us for more information
Information you will need to complete an application:
- income tax forms for the past three years
- proof of other income (SSI, child support, etc)
- most recent pay stubs for all employed household members
- a copy of your lease or latest rent payment
- copies of last month’s utility bills
- documentation of all loans you owe, including auto loan
GUIDELINES:
Habitat for Humanity of Gallup Is Looking for Families Who:
Need more adequate housing
- Our housing is structurally unsafe, or
- Our housing is overcrowded, or
- We pay more than 1/3 of our monthly income for housing, and
- We are unable to qualify for any mortgage, and
- Our household income meets the following guidelines:
| Family size | Income not less than |
Income not more than |
two |
$10,350 |
$17,300 |
three |
$11,650 |
$19,450 |
four |
$12,950 |
$21,600 |
five |
$14,000 |
$23,350 |
six |
$15,000 |
$25,050 |
seven |
$16,050 |
$26,800 |
eight |
$17,100 |
$28,500 |
Are Able to Pay on a no-interest 20 Year Mortgage
- Permanent residents of US
- Free from liens that might take your house
- Is up to 30% of your income available for housing? (Habitat
mortgage payments include taxes and insurance.)
Are Willing to Partner with Habitat for Humanity
- Are you willing to attend Financial Management classes for
several weeks? - Are you willing to complete 500 hours of volunteer work for
Habitat before you home is completed? (250 of these hours
may be worked by friends or extended family.) These are
called “sweat equity”. - Are you willing to be responsible for all maintenance and
repairs of your home after you move in?